About Us

Abubakr Siddique C.F.P., R.i.A.

Chief Financial Planner

Abubakr Siddique is a SEBI Registered Investment Adviser (RiA) (Licence No -INA200000910) having 12+ years of experience in multiple verticals of financial markets. His Masters in Psychology and Certification in Financial Planning (CFP) gives him a clear edge in understanding investor traits and give customised solutions in Personal Financial matters. He regularly appears in leading News Channels like Puthiya Thalaimurai and Sun News to discuss matters regarding Personal Finance and Investments. He has written many articles in Nanayam Vikatan and columns in other Newspapers. He is also one of the key members in the Financial Planner's Guild, India.


Varatharajan Raju

Risk Management Consultant

A post graduate in Finance from Madurai Kamaraj University, Varatharajan.R started his career from 2001 in one of the leading NBFCs of India as a Branch Manager. Later he moved to a Commodities Futures Trading Broking company and established their presence in Coimbatore and Madurai. Started his own venture since 2007 he was in to Commodities Futures Trading Brokerage, Financial Planning and Risk Management Consulting. He is currently pursuing his Fellowship in Insurance Institute of India. He has been writing in his blog articles related to Risk Management, Personal Financial Planning and Insurance Planning.

Risk Management

Why

The management of an organisation has the ultimate responsibility in dealing with risks facing its day to day operations. Risk management is a scientific approach to the problem of dealing with such risks faced by businesses an individuals. It involves identification, analysis and economic control of those risks which can threaten the assets or earning capacity of an enterprise.

What Will You Get

  • Professional assistance in identifying risks associated to a particular business
  • Analysing the clients’ need based on their specific requirements
  • Enabling the client to choose the best of insurance covers from different insurers
  • Minimising the cost of insurance by guiding the client in implementing risk controlling measures
  • Training the staff in Risk controlling practices
  • Assisting clients in the procedures of claims





How

Insurance is the most commonly accepted way to manage those risks. Choosing the right insurance cover for the risk at the right price is a challenge for any enterprise and can only be handled experts in the field. Itsmyplan.in thus enables you to concentrate only in your core business activities leaving the burden of managing your risks to professionals.

Financial Planning


What is Financial Planning ?

Financial Planning is a scientific process to ensure that right amount of money is available at right time to fulfill all the financial goals of an individual. The Financial Planning process consists of several steps that help you take a "snap shot" of where you are today and what you need to do financially to accomplish your goals. A good financial Planning takes into clear view of Income, Expenses, Assets, Liability, Investments, Cashflow, Networth and Goals of an Individual.

Why?

Financial Planning demands lot of Expertise, Knowledge, and Competency. Certified Financial PlanningCM (CFPCM) is the highest global standard in Personal Finance arena. Certified Financial PlannerCM (CFPCM) shall help you formulate realistic, unbiased, and holistic Personal Financial Plan. He shall help you understand and control your financial destiny, regardless of how complex or unique your financial circumstances may be. We help you achieve your Financial Goals through a CFP.

What You get?

Cashflow Planning

  • Assessing your assets and liabilities
  • Consolidating your loans
  • Debt management
  • Evaluating your mortgage needs

Risk Planning

  • Having the right amount and type of cover in the event of:
  • Disability or illness, Premature death.
  • Protecting your ability to meet savings/education objectives.
  • Protecting your personal assets.
  • Understanding your existing cover and employment benefits.

Retirement Planning

  • Ensuring an adequate retirement plan
  • Projecting the impact of earlier or later retirement
  • Maintaining your lifestyle

Investment Planning

  • Identification of your risk profile
  • Balancing your investments
  • Maximising return on your savings
  • Minimising the impact of inflation
  • Savings with a specific objective in mind such as:
    • Buying a house or second home
    • Starting a business
  • Building a balanced investment portfolio
  • Providing for your children:
    • School fees
    • University costs/
    • Marriage expenses
    • Diversification of asset classes

Tax Planning

  • Minimising your taxes, including:
  • Income tax
  • Capitals gains tax
  • Using tax-efficient investments

Estate Planning

  • Preserving your family's wealth by considering:
    • Wills
    • Trust strategies
    • Planning for the smooth transition of your personal assets.

Contact Us

For Any questions, Please feel free to Contact me.


Phone:+91 98946 27533.


Phone:+91 90030 55599.


E-mail :varatharajan@itsmyplan.in


E-mail :abu@itsmyplain.in


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